---
title: 2026 Borrower Escrow Survey Report | LERETA
description: LERETA's 2026 Borrower Escrow Survey reveals why payment increases still surprise borrowers, and how servicers can get ahead of escrow changes.
---

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 RESEARCH

# 60% of borrowers with a payment increase didn't see it coming. Here's what that costs you, and how to change it.

Three years of findings on borrower understanding, payment surprises, and servicer communication, formatted to share with your team or take straight into your next planning conversation.

### What’s Inside This Report

![LTA Escrow Survey Thumbnail](https://go.lereta.com/hubfs/LTA%20Escrow%20Survey%20Thumbnail.png "LTA Escrow Survey Thumbnail")

Takeaway 1

#### Who is paying attention to payment increases — and who isn't

Takeaway 2

#### What is driving payment increases and why borrowers don't see them coming

Takeaway 3

### Where servicer communication is working, and where the timing gap remains

## Prefer to talk it through first?

[**Schedule a consultation and we’ll walk you through what the 2026 Escrow Survey means for your portfolio**](https://lereta.com/contact/)**→**

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